Ford Z-Plan: Everything You Need to Know

Ford Z-Plan – Buying a car can be an overwhelming experience, but Ford has made it easier for its employees and retirees with its exclusive discount program, the Z-Plan. What is the Ford Z-Plan, and how does it work? In this article, we’ll dive into the details of this exclusive program, explore its benefits, and guide you through the steps to take advantage of the Ford Z-Plan. Let’s get started!

Understanding Ford’s Z-Plan

The Ford Z-Plan is a special pricing program designed specifically for Ford employees, retirees, and their immediate family members. This plan offers significant savings on the purchase or lease of eligible new Ford vehicles.

Understanding Ford's Z-Plan
Understanding Ford’s Z-Plan

Employee Benefits

The primary benefit of the Z-Plan is the special pricing that it offers to eligible participants. This pricing is based on the factory invoice price, which is usually lower than the MSRP, allowing participants to enjoy substantial savings on their new Ford vehicle.


The Ford Z-Plan is available to current Ford employees, retirees, and their immediate family members (spouses, parents, and children). Extended family members such as cousins, aunts, and uncles are not eligible for the Z-Plan.

How the Ford Z-Plan Works

Vehicle Pricing

The Ford Z-Plan pricing is based on the factory invoice price, which includes the cost of the vehicle and any additional options. Participants can also benefit from regional incentives and rebates, as well as special financing options that may be available.

How the Ford Z-Plan Works
How the Ford Z-Plan Works

Additional Discounts

In addition to the special pricing, participants in the Z-Plan can also take advantage of various other discounts offered by Ford, such as cashback offers, low APR financing, or lease deals.

Vehicle Selection

The Ford Z-Plan covers most new Ford vehicles, including cars, trucks, and SUVs. However, certain models or trims may be excluded from the program. It’s essential to consult with a participating dealership for specific details regarding eligible vehicles.

Steps to Take Advantage of the Ford Z-Plan

Obtain a Personal Identification Number (PIN)

To begin the process, eligible participants must first obtain a Personal Identification Number (PIN) from the Ford Motor Company. This can be done by visiting the Ford employee website or contacting the Human Resources department.

Locate a Participating Dealership

Next, you’ll need to find a Ford dealership that participates in the Z-Plan program. Many dealerships are familiar with the program and can assist you with the process.

Ford Z-Plan
Ford Z-Plan

Choose Your Vehicle

Once you’ve found a participating dealership, it’s time to choose your new Ford vehicle. Be sure to consider your needs and preferences, as well as any specific requirements for the Z-Plan program. A sales representative can help guide you through the available options and ensure you find the perfect vehicle for your needs.

Finalize the Purchase

After selecting your vehicle, present your PIN to the dealership, and they will apply the Z-Plan pricing to your purchase or lease. Review the final pricing, including any additional discounts, and complete the necessary paperwork to finalize your purchase.

Comparing Ford’s Discount Plans

Ford offers several discount plans for various groups of people. It’s essential to understand the differences between these plans to determine which one best suits your needs.


The Ford A-Plan is designed for Ford employees and their immediate family members. Similar to the Z-Plan, it offers exclusive pricing based on the factory invoice price, with additional discounts and incentives available.


The Ford X-Plan is available to select business partners, suppliers, and other organizations affiliated with Ford. This plan offers special pricing that is slightly higher than the A-Plan and Z-Plan but still offers significant savings compared to the MSRP.


The Ford D-Plan is a program designed specifically for dealership employees. This plan provides discounted pricing on eligible Ford vehicles and is similar to the A-Plan and Z-Plan in terms of pricing structure.

The Benefits of Ford Z-Plan for Employees and the Company

The Ford Z-Plan provides numerous benefits for both employees and the company. For employees, the program offers an exclusive opportunity to purchase or lease a new Ford vehicle at a discounted price, making it more affordable and accessible.

For Ford Motor Company, the Z-Plan serves as a valuable employee perk that can help attract and retain top talent. It also encourages employee loyalty and promotes a sense of pride in the company’s products. Additionally, the plan can help increase overall sales by encouraging employees and their families to choose Ford vehicles over competitors.

Frequently Asked Questions

  • Q: Can I use the Ford Z-Plan on used vehicles?
  • A: The Ford Z-Plan is applicable only to new Ford vehicles. It cannot be used on used or pre-owned vehicles.
  • Q: Can I combine the Ford Z-Plan with other discounts or promotions?
  • A: Yes, the Z-Plan can often be combined with other incentives, rebates, or special financing options. However, it’s essential to consult with a participating dealership for specific details and eligibility.
  • Q: How many vehicles can I purchase or lease using the Ford Z-Plan?
  • A: Eligible participants can purchase or lease up to two vehicles per year using the Ford Z-Plan.
  • Q: Do I need to finance my vehicle through Ford Credit to take advantage of the Z-Plan?
  • A: No, you are not required to finance your vehicle through Ford Credit. However, some special financing options may be available if you choose to do so.
  • Q: Can I transfer my Ford Z-Plan benefits to someone else?
  • A: Ford Z-Plan benefits are non-transferable and can only be used by eligible employees, retirees, and their immediate family members.


The Ford Z-Plan offers a fantastic opportunity for Ford employees, retirees, and their immediate families to save on new Ford vehicles. With significant discounts based on factory invoice pricing, combined with additional incentives and promotions, the Z-Plan makes owning a new Ford vehicle more accessible and affordable than ever before. If you’re eligible for the Z-Plan, don’t hesitate to take advantage of this exclusive program and experience the joy of driving a new Ford vehicle!

Gallery of Ford Z-Plan: Everything You Need to Know

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